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Definition

Loss to lease is the gap between what units would rent for at market today and what the current leases actually charge. It is income the building is entitled to and is not collecting, and unlike most upside it requires no construction, only turnover and time.

How to read it
How to read it
  • It is only real if the market number is real. A gap measured against an optimistic market rent is a gap against nothing.
  • Capturing it takes turnover, and turnover costs vacancy, make-ready and time. Model the cost of getting there, not just the destination.
  • Long-tenured tenants are the gap and the reason it exists. Raising rents is a decision about people, and it belongs to the owner.
  • A seller who prices the closed gap is asking to be paid for work he did not do.
An example
An example

The same eight units: leases at $1,650 against a market of $1,800, both inside the range the neighbourhood is renting at.

Market rent, 8 units at $1,800$172,800
In-place rent, 8 units at $1,650$158,400
Loss to lease$14,400
What closing it is worth, at a 6.0% cap$240,000

A hundred and fifty dollars a unit is $240,000 of value at the cap rate. That is the arithmetic behind every conversation about raising rents.

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