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Definition

A rent roll is the schedule of every unit in a building and what it earns: the tenant, the rent, the lease start and end, the deposit held, and whether the unit is occupied. It is the document every other number in an income property is built from, which is why it is the first one requested and the first one verified.

How to read it
How to read it
  • It is a claim until leases, deposits and bank statements agree with it. Verify it, do not read it.
  • Month-to-month tenancies and expired leases matter as much as the rents. They are flexibility to one buyer and instability to another.
  • Deposits are money that belongs to tenants. What the roll says is held has to arrive at closing.
  • Ask when it was prepared. A roll dated three months back is describing a building that has since turned over.
An example
An example

The same eight units, taken from the roll and carried into the underwriting.

Units8
Monthly contract rent$14,400
Annualized$172,800
Vacancy and credit loss at 5%−$8,640
Income the underwriting starts from$164,160

NOI, cap rate and loan size are all descendants of this one page, and it is the least verified document in most packages.

Terms arrive with the writing.

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